Your portfolio, engineered against the life it has to fund.

Yes, but not in the narrow traditional sense. Centry provides wealth management in the context of helping you build wealth and tax plans to achieve your goals. We also use sophisticated software to allow us to stay up to date with your changing context, to proactively perform automated analysis on a daily basis in order to act as always-on advisors. Where regulated investment advice or portfolio management is required, this is provided through our regulated partner Crito Capital, Empresa de Investimento, S.A., which is authorised and regulated by the CMVM in Portugal.

Centry starts from your goals: what your wealth needs to fund, when, and under what constraints. From there we build a layered portfolio matched to each time horizon, with tax, residency, liquidity and structure planned together. Ongoing software-driven analysis tracks whether the plan still meets your needs and flags when adjustments are warranted, so wealth decisions are never made in isolation from tax consequences or life changes.

Yes. Private assets, including private equity, private credit, venture capital and other alternative investments, have a role in many portfolios, but they come with illiquidity, capital-call timing, valuation uncertainty and tax complexity that generic platforms don't handle well. Centry integrates private holdings into the wider wealth plan so that liquidity, tax impact, diversification and time-horizon constraints are considered alongside public market positions. Recommendations are always driven by the client's personal circumstances, not a blanket allocation.

Yes. Centry can map crypto holdings, staking positions and exchange accounts into the wider tax, custody, estate and wealth picture. The goal is to treat digital assets as part of the full plan, with proper tax treatment, reporting and liquidity planning, rather than leaving them as a separate blind spot.

No. Centry starts by understanding what exists today: accounts, assets, advisers, structures, obligations and goals. If a move, transfer, trade, custody change or account opening is appropriate, Centry can help implement that with client authority and the right professional or regulated partner involvement.

A model portfolio picks a risk profile, cautious, balanced, aggressive, and allocates to that template. It doesn't know what you need the money for or when. Centry starts from what your life will actually cost, the known and the uncertain, and builds the portfolio in layers so every demand on your wealth is funded by the right kind of capital at the right time. The portfolio is the output of the plan, not the starting point.

It means we treat your future spending, tax events, property purchases, school fees, and retirement income as liabilities on a personal balance sheet, the same way a pension fund or insurer matches assets to obligations. Your portfolio is then engineered to meet those liabilities, with each layer of capital matched to a different time horizon.

Because the portfolio is built in layers, a market fall doesn't require panic selling. Near-term liabilities are already funded by cash and short bonds. Growth capital, equities, private markets, sits against liabilities decades away, where history shows that even major crises are mere blips on the long-term compounding curve. Your next five years of income remain untouched, the plan evolves around the recovery, and your lifestyle continues.

Continuously. The plan is not a one-off document; it's a live model that evolves when your circumstances change, when markets move significantly, or when tax rules shift. You receive regular updates showing whether your liabilities are still fully funded and whether any rebalancing is needed.

You choose the channel: forward documents to your unique Centry email address, share a folder on Google Drive, OneDrive, iCloud or Dropbox, or send things over a secure messaging channel. Our AI pipeline reads what arrives and keeps your wealth map current. Routine, low-risk updates are applied automatically; anything requiring judgement is reviewed by your team, and anything material is confirmed with you first. You can disconnect a channel at any time.

Not necessarily. Centry starts by understanding what exists today: accounts, custodians, advisers, structures. If changes improve the plan (better custody terms, tax-efficient account structure, lower fees, easier maintenance), and you as the client are comfortable transferring assets to different custodians, Centry helps implement those with your authority. But the plan works around your current setup first.

Centry can work with your existing custodians and brokerages; we start from what you already have. Where clients want a smoother automated process with lower fees, we typically use Interactive BrokersInteractive BrokersOne of the world's largest electronic brokerages, publicly listed on Nasdaq (IBKR). Serves over 3 million client accounts across 200+ countries with access to 150+ markets, known for low-cost execution and institutional-grade infrastructure. or AlpacaAlpacaA US-based, SEC-registered broker-dealer and FINRA/SIPC member providing commission-free trading infrastructure via API. Backed by investors including Portage Ventures, Spark Capital and Y Combinator, with client assets protected up to $500,000 through SIPC., both of which offer institutional-grade execution, broad market access and competitive custody terms. The choice depends on your plan, your preferences and what makes implementation simplest.

Yes. Centry can help map out how wealth transfers across generations, including ownership structures, tax implications of inheritance, trusts, family governance and cross-border estate exposure. The goal is to make sure estate planning is connected to the wider tax and wealth plan rather than treated as a separate exercise.

Yes. Property is often the largest single asset on a client's balance sheet, but it's frequently left out of portfolio analysis. Centry includes property holdings, residential, investment and commercial, in the overall allocation picture, considering concentration risk, liquidity constraints, rental income, tax treatment and how property fits against your other liabilities and time horizons.

Yes. Debt is a tool within the plan, not a separate topic. Centry can help review mortgage structures, margin facilities and lending options to ensure borrowing is efficient, tax-optimal and aligned with the wider wealth position. The goal is to make sure leverage decisions are made in context, not in isolation.

Yes. Centry gives you one consolidated view across all custodians, asset classes, structures and jurisdictions. Rather than logging into five different platforms, you see your full position: public and private holdings, property, digital assets, entities and cash, updated and maintained as part of the ongoing service.